Risk exposure quiz

What this quiz measures

The quiz covers five things, and none of them is how much you know about the market: how heavy your position is, how steady you stay in a drop, whether you have an emergency fund, whether you use leverage, and whether you chase whatever is hot. Each question scores 0–3, for a total of 0–15. The higher the score, the more aggressive your current approach and the less room you have when something goes wrong.

The total falls into three bands: 0–4 leans steady, 5–9 is balanced, 10–15 leans aggressive. That is only a rough reading. If you picked one of the last two options on any single question, that question deserves attention on its own even when the total is low.

How the four options in question 1 line up with the 10% ceiling

This site's rule of thumb for beginners: crypto starts at 1%–3% of your investable money (savings minus your emergency fund and the money you'll need soon), and 10% is the ceiling. That is a rule of thumb from this site and is not backed by research.

Of the four options in question 1, only the first, "Under 10%", is within that line. "10%–30%" is already over the ceiling, yet it scores only 1 point, so the total can still land in "Leaning steady"; that is why the result adds a separate note whenever question 1 is not answered with the first option. When that happens, go by the 10% line and run the position sizer first. The question asks about the share of your total assets; if your savings still include your emergency fund, measuring against investable money only makes the share higher.

What to do after the quiz

• Your result leans aggressive, or you didn't pick the first option on question 1: work out your cap with the position sizer. For how to bring the excess back, see After a rally, keep your position under the cap.
• You picked one of the last two options on question 2: write down your selling conditions before you buy and follow them in a drop; see What to do during a crash: four things first.
• You didn't pick the first option on question 3: build your emergency fund up to 3–6 months first; see What counts as spare money.
• Your result leans steady and you picked the first option on question 1: carry on as you are.